You’re looking up the euro rate in Pakistan today — maybe you’re sending money home, planning a trip, or just keeping an eye on the currency markets. The good news: multiple services publish their euro-to-rupee rates openly, but they rarely match.
Mid-market rate (Xe): 1 EUR = 317.74 PKR ·
Wise rate: 1 EUR = 317.38 PKR ·
Ria rate: 1 EUR = 317.16 PKR ·
Revolut rate: 1 EUR = 315.89 PKR
Quick snapshot
- Mid-market rate from Xe (global currency data provider): 1 EUR = 317.74 PKR
- Ria Money Transfer publishes Ria (licensed money transfer service): 1 EUR = 317.16 PKR
- HABIBMETRO Bank lists euro selling TT rate at HABIBMETRO Bank (scheduled bank in Pakistan): 323.7889 PKR
- HBL’s current EUR/PKR rate is not publicly listed on its main website or in top search results
- MoneyGram and Western Union rates may change by location and transfer method; exact real-time quotes are not available without a transaction
- Western Union rate via Wise comparison (328.323 PKR) is an indicative capture that may not reflect current live pricing
- Rates update multiple times daily; use live tools like Xe or Wise to check before a transfer
- Compare at least three providers — bank, remittance service, and open market — to see the biggest net payout
The table below captures the rates each provider offers and what those mean for a transfer.
| Provider / Source | Rate (1 EUR = ) | Details |
|---|---|---|
| Mid-market (Xe) | 317.74 PKR | Benchmark rate updated in real time (Xe (global currency data provider)) |
| Ria Money Transfer | 317.16 PKR | Official converter rate (Ria (official converter)) |
| HABIBMETRO Bank (selling TT) | 323.7889 PKR | Rate as of 21 May 2026 9:40 PST (HABIBMETRO Bank (scheduled bank in Pakistan)) |
| Western Union (Wise comparison) | 328.323 PKR | Indicative rate from Wise comparison; fee 8.41 EUR for 1000 EUR transfer |
| MoneyGram | Not displayed publicly | Check MoneyGram app or agent for live quote; serves 200+ countries |
How much is 1000 euro in Pakistani rupees today open market?
Using the mid-market benchmark, 1,000 euros are worth 317,740 PKR (Xe (global currency data provider)). But on the open market — the rates offered by money changers and non-bank exchange houses — you may get a different number, often closer to the Ria or Western Union rate.
Open market rates in Pakistan are typically higher (meaning you get more rupees per euro) than official bank rates, but they can vary by city and even by hour. For 1,000 euros, the difference between the best and worst provider can be over 10,000 PKR.
The pattern: The open market rate is not a single number — it shifts by provider, location, and time of day. Always get a live quote before assuming a rate.
How much is 25000 euro to PKR?
- Mid-market: 25,000 EUR × 317.74 = 7,943,500 PKR (Xe (global currency data provider))
- At Ria’s rate: 25,000 × 317.16 = 7,929,000 PKR
- At HABIBMETRO selling TT: 25,000 × 323.7889 = 8,094,722.5 PKR
How much is €300 euros?
- Mid-market: 300 × 317.74 = 95,322 PKR
- Ria: 300 × 317.16 = 95,148 PKR
- Western Union (via Wise): 300 × 328.323 = 98,496.9 PKR (before fees)
The pattern: For amounts above 300 euros, the provider choice can swing the final payout by 3% or more. Always check the all-in cost — rate plus fees.
How much is 1 euro to 1 PKR?
At today’s mid-market, 1 euro equals 317.74 Pakistani rupees. That’s the base number you’ll see on currency converter sites. But for a single euro, the practical rate you get at a counter or app may be slightly lower because of rounding.
What is 1 euro in Pakistani rupees today?
- Mid-market: 1 EUR = 317.74 PKR
- Ria: 1 EUR = 317.16 PKR
- Wise: 1 EUR = 317.38 PKR (Wise (mid-market rate))
How much is 20 euro cent in Pakistani rupees?
- 20 euro cent = 0.20 EUR × 317.74 = 63.55 PKR (mid-market)
- At Ria: 0.20 × 317.16 = 63.43 PKR
Why this matters: Even small euro amounts show that rates differ by about 0.2% between services. For frequent small transfers, that adds up.
What is the HBL exchange rate today?
HBL (Habib Bank Limited) does not publish a live EUR/PKR rate on its public website. The bank’s currency exchange arm, HBL Currency Exchange, posts occasional rates on social media — for example, a Facebook post from July 1, 2026 shows Karachi forex rates — but these are not real-time. To get today’s HBL rate, you need to visit a branch or use the HBL Mobile App.
HBL buying rate (indicative)
Based on rates from other scheduled banks in Pakistan, HBL’s buying rate is typically 1–2% below the mid-market. A comparable bank, HABIBMETRO, listed its euro buying TT rate at 323.2078 PKR. HBL’s rate is likely similar but not confirmed.
HBL selling rate
Banks sell euros at a higher rate than they buy. HABIBMETRO’s euro selling TT rate was 323.7889 PKR. HBL’s selling rate will be close, but check the app for exact figures.
HBL’s rates are often not as competitive as dedicated money transfer services like Ria or Wise. If you’re sending a large sum, the spread between HBL’s buy and sell rate can cost you more than a transfer service fee.
The implication: Without a published live rate, HBL customers need to use the app or visit a branch to know the actual cost — and should compare against remittance services before committing.
What are the euro rates from MoneyGram, Ria, and Western Union in Pakistan today?
These three remittance giants offer door‑to‑door euro-to‑PKR transfers, but their rates and fees differ sharply. Here’s what the latest data shows.
MoneyGram euro rate
MoneyGram does not display a live EUR/PKR rate on its website without initiating a transfer. The service is available in 200+ destinations. Typical rates for euro to Pakistan are competitive but you must log in to see the exact quote.
Ria euro rate
Ria offers a transparent currency converter that shows 1 EUR = 317.16 PKR today. For a 1,000 euro transfer, that means 317,160 PKR to the receiver. Ria claims low fees, especially for larger amounts.
Western Union euro rate
Western Union’s own site shows only estimates, but a comparison from Wise (remittance comparison tool) captured a rate of 328.323 PKR per euro, with a transfer fee of 8.41 EUR for 1,000 EUR. That would deliver 325,561.80 PKR. However, rates vary by payment method and location, so check before you send.
The trade‑off: Ria gives the best rate among these three in today’s data, but Western Union’s broader network may be worth the cost if the recipient needs cash pickup in a smaller city.
How much is 20 euro cent in Pakistani rupees?
Already covered above: 20 euro cent ≈ 63.55 PKR at mid-market. But let’s also look at two common conversion amounts.
How much is €300 euros? (revisited)
See earlier section — 300 euros range from 95,148 PKR (Ria) to 98,497 PKR (Western Union via Wise).
How much is 500 euro to PKR?
- Mid-market: 500 × 317.74 = 158,870 PKR
- Ria: 500 × 317.16 = 158,580 PKR
- HABIBMETRO selling: 500 × 323.7889 = 161,894.45 PKR
For 500 euros, using a bank like HABIBMETRO could net you about 3,300 PKR more than Ria — but only if you’re physically exchanging cash, not sending a remittance.
Five providers, one pattern: the rate you get depends on the channel.
| Provider | Rate per EUR | Fee (1,000 EUR) | Net PKR received |
|---|---|---|---|
| Mid-market (Xe) | 317.74 | N/A | 317,740 |
| Ria Money Transfer | 317.16 | Low (varies) | ~317,160 |
| Western Union (Wise data) | 328.323 | 8.41 EUR | 325,561.80 |
| HABIBMETRO Bank (selling TT) | 323.7889 | None (cash exchange) | 323,788.90 |
| MoneyGram | Not public | Varies | Check app |
Upsides of using a remittance service
- Transparent rates (Ria, Wise)
- Lower markups than banks for large amounts
- Speed: money arrives in minutes (Western Union)
- Convenience: online, app, or agent
Downsides of using a remittance service
- Fees can eat into the rate advantage
- Rates may change while you complete the transfer
- Not all services offer cash pickup everywhere in Pakistan
- Bank transfers can be cheaper if you have a local account
Timeline signal
- March 28, 2025: Mid-market EUR/PKR at 317.74
- Past 30 days: EUR/PKR ranged between 315 and 320 PKR per euro
The implication: Rates have been relatively stable, within a 5 PKR band. A sudden spike above 320 would signal a shift — keep an eye on economic news from the State Bank of Pakistan.
Confirmed facts
- Mid-market rate: 1 EUR = 317.74 PKR (Xe)
- Ria rate: 1 EUR = 317.16 PKR (Ria)
- HABIBMETRO selling TT: 1 EUR = 323.7889 PKR (HABIBMETRO Bank)
- World Bank remittance data shows a 0.49% markup between market and charged exchange rate for US-to-Pakistan corridor (World Bank Remittance Prices Worldwide)
What this means: These confirmed rates give you a reliable baseline to evaluate any quote you receive from a specific provider.
What’s unclear
- HBL’s exact EUR/PKR rate today (not published online; check app or branch)
- MoneyGram’s live rate for euro to Pakistan (requires login or agent visit)
- Western Union’s rate at physical agent locations vs online
- Whether rates change intraday for remittance services (update frequency not disclosed)
- Western Union EUR/PKR rate from Wise comparison (328.323 PKR) — indicative capture that may not reflect current live pricing
The pattern: For all these providers, you only see the real rate when you start a transaction. Comparison tools help, but the final number depends on when and how you send.
“Exchange rates shown are estimates and may vary by payment and payout method.”
“Mid-market exchange rate quoted on their currency converter is the benchmark rate used by financial institutions.”
— Xe (global currency data provider)
For anyone sending euros to Pakistan, the best strategy is not to pick a single provider blindly. Compare the all‑in cost (rate + fee) across Ria, Wise, Western Union, and your local bank. The difference on 1,000 euros can be 8,000 PKR or more. For the recipient in Pakistan, every rupee counts — so spend five minutes checking, not five seconds guessing.
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For those tracking the Euro Rate in Pakistan today, comparing rates from HBL, Ria, and Wise can help secure a better deal on remittances.
Frequently asked questions
Why do exchange rates differ between services?
Each provider sets its own markup on the interbank rate. Banks typically add 1–3%, while remittance services may charge a flat fee instead. Competition keeps them in a similar range, but the net payout can vary.
Is it better to use open market or bank for exchanging euros in Pakistan?
Open market (money changers) often gives you more rupees per euro than banks, but banks are regulated and may be safer for large sums. Compare the net amount after any fees.
How often do euro rates update in Pakistan?
Mid-market rates update continuously during trading hours. Bank and remittance service rates typically update once or twice per business day.
What is the best time to exchange euros to PKR?
There’s no guaranteed best time, but rates tend to be more stable during European trading hours (9 AM–5 PM CET). Avoid weekends when rates are frozen and you may get a worse deal.
Can I lock in a rate for a future transfer to Pakistan?
Some services like Wise and Ria allow rate holds for a short period (usually a few hours to a day). Check the terms before you commit.
Are there any hidden fees in euro to PKR conversions?
Always look for “transfer fee,” “margin,” and “exchange rate markup.” A great rate can be ruined by a flat fee, and vice versa. Use comparison tools like Wise to see the total cost.
How does the State Bank of Pakistan set the reference rate?
The State Bank of Pakistan uses a weighted average of interbank rates to set its daily reference rate. Banks and money changers may use this as a basis but add their own spreads.